quotes insurance: November 2007

Saturday, November 24, 2007

Insurance Leads

# ABCLeads.com - Our service generates insurance leads. We offer Two Great Options to generate Leads for you. Includes live and lead shop.
http://www.abcleads.com/
more info...

# InsuranceLeadz - Insurance Leads - InsuranceLeadz.com provides leads for P&C insurance agencies.
http://www.insuranceleadz.com
more info...

# iLeads.com - Mortgage Leads - iLeads.com – Providing the highest quality mortgage leads, insurance leads, life insurance leads, health insurance leads.
http://www.ileads.com/
more info...

# Insurance Leads - Exclusive Insurance Leads - Insurance-Leads.com provides insurance lead generation in quantities of 25 to 1000 blocks.
http://www.insurance-leads.com/
more info...

# InsureLeads.com - We Offer Insurance Leads, Health Insurance Leads, Life Insurance Leads, Auto Insurance Leads, Home Insurance Leads.
http://www.insureleads.com/
more info...

# LEAD.NET - Insurance Leads - delivers qualified insurance leads in real time, and improves your sales percentage. Qualified life insurance leads,annuity leads, health insurance leads.
http://www.lead.net/
more info...

# Leadbot.com - Insurance Leads - LeadBot provides cutting edge internet marketing and lead generation services to financial professionals and organizations.
http://www.leadbot.com/
more info...

# Prospect Zone - Get fresh, quality leads from people actually looking to buy health insurance. Individual and group health insurance leads.
http://www.prospectzone.com/

# posted by lockat @ 9:16 AM 0 Comments

Homeowners Insurance

# All Access Insurance Services, LLC - Homeowners insurance for all California homeowners, homes, CA, renters, condos, and Calif apartments.
http://www.cahomeinsurance.com/
more info...

# Homeowners Insurance Quotes - Free homeowners insurance quotes, online insurance quotes for home owner insurance.
http://www.homeownerswiz.com/
more info...

# HometownQuotes - HometownQuotes offer home owners insurance and other kinds of insurance covers.
http://www.hometownquotes.com/
more info...

# State Farm - State Farm Insurance provides homeowners insurance covers to individuals and compnaies in the United States.
http://www.statefarm.com/
more info...

# posted by lockat @ 9:15 AM 0 Comments

Travel Insurance

# Total Travel Insurance - Total Travel Insurance - compare free quotes from every major travel insurance company. Compare trip insurance, travel health and cruise insurance.
http://www.totaltravelinsurance.com
more info...

# Travel Guard - Travel Insurance Provider - Protect yourself and family while traveling. Choose a variety of coverages including: Trip cancellation and delay, lost baggage, medical emergency, international terrorism and other unforeseen events.
http://www.travelguard.com/
more info...

# Travel Insurance - Compare Quotes - Travel Insurance Compare - Every major company, over 60 plans. Quick Quote or research, buy online.
http://www.quotetravelinsurance.com/
more info...

# Travel Insurance Programs - Company offers a variety of travel protection insurance programs for US and non US travellers, students, and others who want to protect their trip investment.
http://www.travelinsured.com
more info...

# Travel Insurance Services - Purchase travel insurance online. Offers trip cancellation insurance, global visitors medical and student travel insurance.
http://www.travelinsure.com/
more info...

# Travel Medical Insurance for Visitors to Canada - Information about travel medical insurance including tips on visiting and moving to Canada.
http://www.visitorstocanada.com/

# posted by lockat @ 9:14 AM 0 Comments

Agents and Brokers

# CalBrokerMag.com - California's Leading Journal for Life/Health Insurance Agents and Financial Planners.
http://www.calbrokermag.com/
more info...

# CMR Insurance Agency - understands that whether you rent or own, having the right insurance to protect your home and personal belongings.
http://www.cmrinsure.com
more info...

# Finch Insurance Services - Managing Business and Personal Insurance
http://finchinsuranceservices.com
more info...

# HSBC Insurance Brokers - HSBC Insurance Brokers is a leading global specialist insurance and reinsurance broker.
http://www.insurancebrokers.hsbc.com/
more info...

# Independent Insurance Agents - Independent Insurance Agents & Brokers of America, national association of independent insurance agents & brokers.
http://www.independentagent.com/
more info...

# Insurance Agent Listings - Insurance directory to find your Insurance Agent. Browse our insurance directory listings to find the insurance broker that fits your needs.
http://www.insuranceagent-listings.com/
more info...

# Life Insurance Agent - We will help you find a life insurance agent that will call you with low cost life insurance quotes according to your personal needs.
http://www.lifeinsuranceagents.net/
more info...

# Professional Insurance Agents - The National Association of Professional Insurance Agents represents independent agents in all 50 states.
http://www.pianet.com/
more info...

# State Farm - Auto Insurance and Homeowners Insurance, get an online car insurance quote.
http://www.statefarm.com/
more info...

# State Farm Insurance Agent – Elaine Gossage - State Farm Insurance Agent, Elaine Gossage. Find information on investments, State Farm auto insurance, StateFarm health insurance
http://elainegossage.com/
more info...

# Transporation Insurance Brokers - TIB Transportation Insurance Brokers is the nation's largest transportation brokerage firm dedicated to the transportation industry.
http://www.tibinsurance.com/

# posted by lockat @ 9:14 AM 0 Comments

Agents and Brokers

# posted by lockat @ 9:14 AM 0 Comments

Agents and Brokers

# posted by lockat @ 9:14 AM 0 Comments

Quotes & Rates

# HometownQuotes - Free Online Insurance Quotes. Auto Insurance, Health Insurance, Renters Insurance, Home owners Insurance, Life Insurance.
http://www.hometownquotes.com/
more info...

# InsWeb: Insurance Quotes - InsWeb find Auto Insurance, Car Insurance, Term Life Insurance, Homeowners Insurance and Health Insurance Rates, Quotes, and Prices.
http://www.insweb.com/
more info...

# NetQuote: Auto Insurance - has provided consumers with a free, simple, and effective way to fulfill their insurance shopping needs.
http://www.netquote.com/
more info...

# QuickQuote.com: Insurance Quotes - Quotes for term life insurance, instant term life insurance, return of premium term life insurance, individual health insurance, short term health insurance, and travel insurance.
http://www.quickquote.com/
more info...

# Quote For Insurance - Quote For Insurance brings you affordable auto insurance quotes, car insurance quotes, health insurance quotes, medical insurance quotes.
http://www.quoteforinsurance.com/

# posted by lockat @ 9:13 AM 0 Comments

Specialty Insurance u s a

# American Modern Insurance Group - Insurance provider,insurance coverage,specialty insurance coverage,insuring mobile homes, motor homes, watercraft, classic cars, RV, insurance.
http://www.amig.com/
more info...

# American Specialty Insurance & Risk Services, Inc. - , American Specialty joined Brown & Brown Insurance, Inc., one of the nation's leading independent, publicly-held insurance intermediaries.
http://www.amerspec.com/
more info...

# Chubb Group of Insurance Companies - Chubb provides property and casualty and specialty insurance to individuals and businesses around the world.
http://www.chubb.com/
more info...

# Crum&Forster - Crum&Forster is a national property and casualty insurance group providing a broad range of standard and specialty commercial insurance products.
http://www.cfins.com/
more info...

# HCC Specialty Underwriters - Specialty insurance providers for prize indemnity, event cancellation, promotion bonds, high limit disability, over redemption and adverse weather.
http://www.asui.com/
more info...

# Michigan Specialty Insurance - Specializing in the insurance needs of families, business owners, social service agencies, non-profit organizations, individuals, and special risks.
http://www.mispecialtyins.com/
more info...

# Pacific Specialty Insurance Company (PSIC) - The flagship of the McGraw Group of Affiliated Companies is recognized as an industry leader in motorcycle and personal watercraft coverage.
http://www.mcgrawgroup.com/
more info...

# Seattle Specialty Insurance, Inc. - Seattle Specialty Insurance Services - Force Placed Insurance and Insurance Tracking.
http://www.seattlespecialty.com/
more info...

# Unitrin Specialty - Charter Auto Insurance offers competitive automobile insurance rates through independent agents in Texas, Oklahoma, Missouri, Georgia and California.
http://www.unitrinspecialty.com

# posted by lockat @ 9:12 AM 0 Comments

Life Insurancein america

# LifeInsure.com - Research life insurance, life insurance rates, life insurance companies and return of premium.
http://www.lifeinsure.com
more info...

# New York Life Insurance - Life Insurance, annuities, and long-term care insurance from New York Life insurance.
http://www.newyorklife.com/
more info...

# Prudential Insurance Company of America - offer a variety of products and services, including life insurance, property and casualty insurance, mutual funds & annuities.
http://www.prudential.com
more info...

# Globe Term Insurance - Provides information on Globe Life Insurance where one dollar buys up to $50,000 life insurance for adults, children, and seniors.
http://www.onedollarglobeinsurance.com
more info...

# MasterQuote of America, Inc. - Receive instant life insurance quotes. Receive term life insurance rates and compare life insurance rates from a large selection.
http://www.masterquote.com
more info...

# Max New York Life - Life Insurance Solutions, Max New York Life, planning retirement, savings, investment, insurance calculator, premium calculator.
http://www.maxnewyorklife.com/
more info...

# Metropolitan Life Insurance - Securities products offered by MetLife affiliated broker/dealers including Metropolitan Life Insurance Company (NASD).
http://www.metlife.com
more info...

# Mostchoice Insurance - Free insurance quotes and mortgage rates. Life Insurance, Health Insurance, Long Term Care, Annuities, Auto insurance, Home insurance, Business liability insurance.
http://www.mostchoice.com
more info...

# SBLI USA Mutual Life Insurance - Whole life insurance, term life Insurance and more financial solutions from SBLI USA Mutual Life Insurance Company.
http://www.SbliUSA.com/
more info...

# Tetra Group Ltd. Life Insurance - Tetra Group Ltd offers life insurance in Arizona, California, Maryland, Texas, Tennessee, and Virginia.
http://tetragroup.net/
more info...

# posted by lockat @ 9:11 AM 0 Comments

Health Insurance in u s a

# Aetna HMO Plans - Find blue cross of California newbury park office individual insurance policy blue shield individual health insurance.
http://www.forhealthplans.com
more info...

# America's Health Insurance Plans - America’s Health Insurance Plans (AHIP), the voice of America's health insurers. AHIP is the national association.
http://www.ahip.org/
more info...

# eHealthInsurance - Compare health insurance quotes side-by-side, eHealthInsurance helps you find affordable health insurance.
http://www.ehealthinsurance.com/
more info...

# ExtendOne - Health Insurance Quote - Get a health insurance quote from ExtendOne. Individual health insurance, affordable health insurance, health savings plans.
http://www.extendone.com/
more info...

# Group Health Insurance - Compare Group health insurance plans. Compare HSA providers around the United States.
http://www.healthia.com/
more info...

# Health Insurance - Specializing in health insurance, affordable, medical, dental, group, and health plans, ppo and individual health insurance.
http://www.healthinsurance.com/
more info...

# Mental Health - Mental health plans information, free advice and free quotes on mental health plans.
http://www.mentalhealthplans.com
more info...

# Private Health Associates U.S. - Affordable individual and family life health & medical insurance coverage online in USA offer instant term life.
http://www.phahealth.us

# posted by lockat @ 9:10 AM 0 Comments

Car Insurance in u s a

http://www.carinsurancechat.org
more info...

# GEICO Car Insurance - GEICO auto insurance, online car insurance quote, motorcycle insurance quote, online insurance sales and service from a leading insurance company.
http://www.geico.com/
more info...

# GMAC Auto Insurance - we offer much more than car insurance. Thousands of satisfied customers depend on us for homeowners and RV insurance too.
http://www.gmacinsurance.com/
more info...

# Houston Health, Auto & Home Insurance - Save Money on Houston Health, Auto & Home Insurance with the Herron Group, a Houston Texas Insurance Agency. Get a free quote or t
http://www.herrongroup.net/
more info...

# Insurance.com: Compare Instant Auto Insurance Rates - Compare instant and affordable online auto insurance quotes from top car insurance companies like Travelers, Liberty Mutual and more. Buy auto insurance policies right away.
http://www.insurance.com/auto.aspx
more info...

# Insure.com Car Insurance - Instant online insurance quotes, 200 companies, auto insurance, car insurance, term life insurance, life insurance, health insurance, home insurance, dental insurance, long-term care insurance, renter's insurance, fixed annuities.
http://www.insure.com/
more info...

# Progressive Auto Insurance - Online car insurance quotes from Progressive auto insurance. Compare car insurance rates for auto insurance companies.
http://www.progressive.com/
more info...

# State Farm Insurance - State Farm - Auto Insurance and Homeowners Insurance, get an online car insurance quote.
http://www.statefarm.com/ >Car Insurance

# posted by lockat @ 9:10 AM 0 Comments

Education and Training in u s a

Education and Training# HIP Insurance Education - AHIP's Insurance Education program has offered current, comprehensive, and economically priced self-study courses for professionals.
http://www.insuranceeducation.org/
more info...

# Continuing Education - At the same time, with the same courses, you can fulfill your CPCU CE, CFP CE and CLU CE requirements.
http://www.ceu.com/
more info...

# Institute for Global Insurance Education - We are an association comprised of independent, international insurance institutes.
http://www.igie.org/
more info...

# Insurance Education Foundation (IEF) - seeks to improve the understanding of insurance and its role in society through the education of teachers and students.
http://www.ief.org/
more info...

# Insurance Training Academy - We are an industry-specific educational academy created to train aspiring and experienced insurance professionals.
http://www.insurancetraininga.com/
more info...

# NobleCE.com - Insurance Continuing Education - We have created a simple yet powerful way for you to finish your insurance education in the least amount of time.
http://www.noblece.com/
more info...

# The National Alliance for Insurance Education - Creating, developing, and delivering practical continuing education programs for everyone involved in the insurance and risk management industries.
http://www.thenationalalliance.com/
more info...

# Training Unlimited LLC. - is dedicated to insurance training and education primarily dealing with the insurance industry.
http://www.trainingunlimited.biz/
more info...

# WebCE - premier insurance continuing education provider in North America. Courses available online or paper-based.
http://www.webce.com/

# posted by lockat @ 9:08 AM 0 Comments

Education and Training in u s a

Education and Training

# posted by lockat @ 9:08 AM 0 Comments

mortgage insurance in u s a

# ortgage Insurance Companies of America (MICA) - MICA provides information on legislative and regulatory issues concerning private mortgage insurance.
http://www.micanews.com/
more info...

# PrivateMI - PrivateMI.com from the Mortgage Insurance Companies of America helps consumers understand private mortgage insurance and how they can make it work for them.
http://www.privatemi.com/
more info...

# Republic Mortgage Insurance Company - protects lenders across the United States from losses due to defaults on first mortgages for single-family residential properties.
http://www.rmic.com/
more info...

# United Guaranty Corporation - United Guaranty offers an array of mortgage insurance products and services that can be tailored to our customers' strategic initiatives.
http://www.ugcorp.com/
more info...

# posted by lockat @ 9:08 AM 0 Comments

insurance companies in u s a

# artee Insurance Associates, Inc. - Partee Insurance specializes in medium to large commercial accounts in addition to all lines of personal insurance.
http://www.parteeinsurance.com/
more info...

# Petell & Teece Insurance Agencies Inc. - Petell & Teece Insurance Agencies Inc. offers competitive personal and commercial insurance policies.
http://www.save001.com/
more info...

# Progressive Auto Insurance - Instant online auto insurance quotes from Progressive Auto Insurance. Shop online and compare car insurance rates for other top auto insurance companies with Progressive Direct.
http://www.progressive.com/
more info...

# Prudential Financial - The Prudential Insurance Company of America, provides life insurance services in the U.S.
http://www.prudential.com/
more info...

# Sucato Insurance Agency - Find all of your Arizona insurance information as well as online quoting for all your personal insurance needs.
http://www.sucatoinsuranceagency.com
more info...

# Term Life Insurance - online term life insurance quotes, find life insurance and compare rates.
http://www.termcomparison.com
more info...

# TermHouse.com - Life Insurance, Auto, Health & Mortgage - Instantly receive a free term life insurance comparison quote of more than 200 national companies from TermHouse.com.
http://www.termhouse.com/
more info...

# Totem Agencies, Inc - Totem Agencies, Inc., as an independent insurance broker, can offer many different types of insurance policies.
http://www.totemagencies.com
more info...

# tudent Insurance Agency - The complete source for student-related insurance coverages
http://www.studentinsuranceusa.com
more info...

# Western Mutual Home Insurance - Home insurance direct for homeowners in California, Colorado and Nevada. Instant Homeowners Insurance quotes, earthquake insurance quotes and direct online savings.
http://westernmutual.com

# posted by lockat @ 9:07 AM 0 Comments

list if insurance companoes in usa

# Allstate Insurance - Allstate.com offers insurance products including auto insurance, home insurance and insurance quotes.
http://www.allstate.com
more info...

# American Insurance Association - AIA member companies offer all types of property - casualty insurance, including personal and commercial auto insurance & others.
http://www.aiadc.org/
more info...

# State Farm Insurance - State Farm Insurance offers a full line of auto, home, life, health, and business insurance policies in the United States US.
http://www.statefarm.com/
more info...

# J.G. Wentworth - offering a lump sum of cash to individuals who hold assets in the form of structured settlements and annuities.
http://www.jgwentworth.com/
more info...

# StructuredSettlement-Quotes.com - providing insurance settlement factoring services via life insurance policies, structured insurance settlements, and annuities.
http://www.structuredsettlement-quotes.com
more info...

# American Family Insurance - American Family Insurance agents offer auto, homeowners, life, health, commercial and farm/ranch insurance, plus consumer loans and annuities.
http://www.amfam.com/
more info...

# Bank of America Insurance - Bank of America Insurance Services, Inc. provides access to quotes for a variety of insurance products.
http://www.bankofamerica.com/insurance/
more info...

# Blue Water Insurance - Providing Floridians with commercial insurance, franchisor packages, free NSF check recovery, and more.
http://www.bluewaterbenefits.com/
more info...

# Equitable Life & Casualty - Equitable Life & Casualty offers senior life insurance, medicare supplement plan, and long term care plan options to Americans.
http://www.equilife.com
more info...

# HSADecisions.org - Health Savings Account - HSADecisions.org gives consumers and small businesses the resources they need to make informed decisions when choosing a Health Savings Account.
http://www.hsadecisions.org
more info...

# Insurance Journal - Insurance Journal - Property Casualty Insurance News
http://www.insurancejournal.com/
more info...

# Insurance Quotes at Insurance4USA.com - Compare insurance quotes with three agents. Agents compete for your business and offer the best insurance quote.
http://www.insurance4usa.com
more info...

# Insurance.com - Compare instant insurance quotes and buy immediately - online or over the phone with one of our licensed agents. At Insurance.com, you'll find the insurance policy that's right for you.
http://www.insurance.com/
more info...

# Insure.com Car Insurance - Instant online insurance quotes, 200 companies, auto insurance, car insurance, term life insurance, life insurance, health insurance, home insurance, dental insurance, long-term care insurance, renter's insurance, fixed annuities.
http://www.insure.com/
more info...

# InsWeb Insurance - InsWeb find Auto Insurance, Life Insurance, Car Insurance, Health and Homeowners Insurance Quotes and Rates. Get insurance coverage from America's leading insurance companies.
http://www.insweb.com/
more info...

# LEUSCH Insurance Services - Offering car insurance, home insurance, life insurance, health insurance, commercial and business insurance bonds.
http://leuschinsurance.tripod.com
more info...

# Liberty Mutual Insurance Company - An insurance company offering auto, home, life, umbrella insurance, commercial and insurance products and services worldwide.
http://www.libertymutual.com
more info...

# Monument Commercal Insurance - Complete commercial insurance services for California business. Work Comp, Business Auto, Commercial Liability, and Property.
http://www.mcisinc.com
more info...

# Nationwide Insurance - Nationwide offers health insurance, business insurance, and life insurance information and plan comparisons. Also offers instant online insurance quotes.
http://www.nationwide-insurance-finders.com/
more info...

# Nationwide Insurance Company - Nationwide Mutual Insurance Company & Affiliated Companies. looking after your insurance and financial needs at every stage of life.
http://www.nationwide.com

# posted by lockat @ 9:05 AM 0 Comments

Wednesday, November 21, 2007

List of Western Australian towns
From Wikipedia, the free encyclopedia
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This is a list of Towns of Western Australia:

Contents: Top - 0–9 A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
[edit] A

* Abbotts
* Agnew
* Ajana
* Albany
* Aldersyde
* Allanson
* Amery
* Ardath
* Arrino
* Augusta
* Auski
* Austin - Abandoned
* Australind

[edit] B

* Baandee
* Babakin
* Badgebup
* Badgingarra
* Badjaling
* Bakers Hill
* Baladjie
* Balagundi
* Balbarrup
* Balgarri
* Balingup
* Balkuling
* Balla Balla
* Ballidu
* Bamboo
* Bardoc
* Beacon
* Bejoording
* Belka
* Belmunging
* Bencubbin
* Bendering
* Benjaberring
* Beria
* Beverley
* Big Bell - abandoned
* Bilbarin
* Bindi Bindi
* Bindoon
* Binningup
* Binnu
* Black Flag
* Bodallin
* Boddington
* Bolgart
* Bonnie Rock
* Bonnie Vale
* Boodarockin
* Boogardie
* Boolading
* Boorabin
* Boorara
* Borden
* Boscabel
* Boulder
* Bowelling
* Bowgada
* Boxwood Hill
* Boyanup
* Boyerine
* Boyup Brook
* Bremer Bay
* Bridgetown
* Broad Arrow
* Brookton
* Broome
* Broomehill
* Brown Hill
* Bruce Rock
* Brunswick Junction
* Bullabulling
* Bullaring
* Bullfinch
* Bulong
* Bunbury
* Bungulla
* Buniche
* Bunjil
* Bunketch
* Buntine
* Burakin
* Burbanks
* Burekup
* Burracoppin
* Burran Rock
* Burtville
* Busselton
* Byford

[edit] C

* Cable Beach
* Cadoux
* Canna
* Capel
* Carnamah
* Carnarvon
* Caron
* Cervantes
* Chidlow
* Clackline
* Collie
* Congelin
* Coolgardie
* Coolup
* Coorow
* Coral Bay
* Corrigin
* Cossack
* Cowaramup
* Cranbrook
* Cue
* Cunderdin

[edit] D

* Dalwallinu
* Dampier
* Darkan
* Day Dawn - abandoned
* Denham
* Denmark
* Derby
* Dongara
* Donnybrook
* Dowerin
* Duggan
* Dumbleyung
* Dunsborough
* Dwellingup

[edit] E

* Eneabba
* Esperance
* Eucla
* Exmouth

[edit] F

* Fitzroy Crossing
* Frankland
* Fremantle

[edit] G

* Gabbin
* Gascoyne Junction
* Geraldton
* Gibson
* Gingin
* Gnowangerup
* Goldsworthy
* Goomalling
* Grass Patch
* Grass Valley

[edit] H

* Halls Creek
* Harvey
* Highbury
* Hillman
* Hines Hill
* Hopetoun
* Hyden

[edit] I

* Illawong
* Irwin
* Isseka

[edit] J

* Jurien Bay

[edit] K

* Kalannie
* Kalbarri
* Kalgoorlie-Boulder
* Kambalda
* Karlgarin
* Karratha
* Karridale
* Katanning
* Kellerberrin
* Kendenup
* Kirup
* Kojonup
* Kondinin
* Kondut
* Koolyanobbing
* Koorda
* Kulin
* Kulja
* Kununurra
* Kwolyin
* Kyrup

[edit] L

* Lake Grace
* Lake King
* Lancelin
* Latham
* Laverton
* Ledge Point
* Leeman
* Leinster
* Lennonville - abandoned
* Leonora
* Linden - abandoned
* Lowden

[edit] M

* Mandora
* Mandurah
* Manjimup
* Manmanning
* Marble Bar
* Mardie
* Margaret River
* Maya
* Meckering
* Meekatharra
* Menzies
* Merkanooka
* Merredin
* Miling
* Mingenew
* Mogumber
* Mooliabeenee
* Moora
* Morawa
* Mount Barker
* Mount Magnet
* Muchea
* Mukinbudin
* Mullalyup
* Mullewa
* Munglinup
* Myalup

[edit] N

* Nangeenan
* Nannine - abandoned
* Nannup
* Narembeen
* Narrikup
* Narrogin
* New Norcia
* Newdegate
* Newman
* Nornalup
* Norseman
* Northam
* Northampton
* Northcliffe
* Nukarni
* Nullagine
* Nungarin
* Nyabing

[edit] O

* Onslow
* Oombulgurri

[edit] P

* Pannawonica
* Pantapin
* Paraburdoo
* Paynes Find
* Pemberton
* Perth (Capital city of WA)
* Piawaning
* Pindar
* Pingaring
* Pingelly
* Pingrup
* Port Hedland

[edit] Q

* Quairading

[edit] R

* Ravensthorpe
* Rocky Gully
* Roebourne
* Roelands
* Rockingham

[edit] S

* Salmon Gums
* Sandstone
* Shackleton
* Shay Gap
* South Hedland
* South Kumminin
* Southern Cross

[edit] T

* Tambellup
* Tammin
* Tardun
* Telfer
* Tenterden
* Three Springs
* Tom Price
* Toodyay
* Tuckenarra

[edit] U

* Useless Loop

[edit] V

* Varley
* Vasse

[edit] W

* Wagin
* Wagerup
* Walgoolan
* Walkaway
* Walpole
* Wandering
* Wannamal
* Waroona
* Waterloo
* Watheroo
* Wedgefield
* Westonia
* Wickepin
* Wickham
* Widgiemooltha
* Williams
* Wiluna
* Witchcliffe
* Wittenoom
* Wongan Hills
* Woodanilling
* Wooroloo
* Wubin
* Wundowie
* Wyalkatchem
* Wyndham

[edit] Y

* Yalgoo
* Yallingup
* Yarloop
* Yealering
* Yerecoin
* Yilliminning
* York
* Yornup

[edit] Z

* Zanthus

[edit] References

# posted by lockat @ 12:24 AM 0 Comments

Western Australia

Australia's largest state in area, covering the western third of the mainland, and is bordered by South Australia and the Northern Territory. It is, after the Sakha Republic in Russia, the second largest subnational entity (statoid) in the world. The capital city, Perth, is the most isolated city of over one million people in the world, being 2,104 km (1307 miles) from Adelaide. Perth is closer to Jakarta, Indonesia (3,007 km/1,868 miles) than it is to Sydney (3,284 km/2,041 miles).

The people of Western Australia, West Australians or Western Australians, are often colloquially referred to as sandgropers because of the insect found on sand dunes around Perth.[1]
Contents
[hide]

* 1 Geography
* 2 History
* 3 People
* 4 Economy
o 4.1 Notable Western Australian private companies
* 5 Government
o 5.1 Secession
* 6 Native species
o 6.1 Fauna
+ 6.1.1 Birds
o 6.2 Flora
+ 6.2.1 Algae
* 7 Education
* 8 Media
o 8.1 Print
o 8.2 Television
o 8.3 Radio
* 9 Sport
* 10 See also
* 11 References
* 12 External links

[edit] Geography

Main article: Geography of Western Australia

The bulk of Western Australia consists of the extremely old Yilgarn craton and Pilbara craton which merged with the Deccan of India, Madagascar and the Karoo and Zimbabwe cratons of South Africa, in the Archean Eon to form Ur, one of the oldest Supercontinents on Earth (3,200-3,000 million years ago). Because the only mountain-building since then has been of the Stirling Range with the rifting from Antarctica, the land is extremely eroded and ancient, with no part of the State today above 1,245 metres (4,085 ft) AHD (at Mount Meharry in the Hamersley Range of the Pilbara region). Most parts of the State form a low plateau with an average elevation of about 400 metres (1,200 ft), very low relief, and no surface runoff. This descends relatively sharply to the coastal plains, in some cases forming a sharp escarpment (as with the Darling Range/Darling Scarp near Perth).

The extreme age of the landscape has meant that the soils are remarkably infertile and frequently laterised. Even soils derived from granitic bedrock contain an order of magnitude less available phosphorus and only half as much nitrogen as soils in comparable climates in other continents. Soils derived from extensive sandplains or ironstone are even less fertile, being even more devoid of soluble phosphate and also deficient in zinc, copper, molybdenum and sometimes potassium and calcium.
Western Australian cities, towns, settlements and road network
Western Australian cities, towns, settlements and road network

The infertility of most of the soils has required heavy inputs of chemical fertilisers, particularly superphosphate, insecticides and herbicides, which, with the ensuing damage to invertebrate and bacterial populations, and compaction of soils through heavy machinery and hoofed mammals has done great damage to the fragile soils. The massive clearing of the land has not only damaged habitats for native flora and fauna, making the South West region of the state that with the greatest percentage of flora and fauna rare, threatened or endangered in Australia, and one of the biodiversity "hot spots" in the world, it has also led to major problems with dryland salinity and the loss of fresh water. (See Southwest Australia)

The southwest coastal area is relatively temperate and was originally heavily forested, including large stands of the karri, one of the tallest trees in the world. This agricultural region of Western Australia is in the top nine terrestrial habitats for terrestrial biodiversity with a higher proportion of endemic species than most other equivalent regions, and thanks to the offshore Leeuwin Current, numbers in the top six regions for marine biodiversity, containing the most southerly coral reefs in the world. Annual rainfall varies from 300 millimetres (12 in) at the edge of the Wheatbelt region to 1,400 millimetres (55 inches) in the wettest areas near Northcliffe, but in the months of November to March evaporation exceeds rainfall and it is generally very dry. Plants must be adapted to this as well as the extreme poverty of all soils. A major reduction in rainfall has been observed, with a greater number of rainfall events in the summer months (see Southwest corner of Western Australia). This may be due to Climate change.

The central four-fifths of the State is semi-arid or desert, and is lightly inhabited with the only significant activity being mining. Annual rainfall here averages about 200 to 250 millimetres (8–10 in) but is very erratic because most of it is produced in torrential falls by cyclones in the summer months that are often unreliable.

An exception to this is the northern tropical regions. The Kimberley has an extremely hot monsoonal climate with average annual rainfall ranging from 500 to 1,500 millimetres (20–60 in), but there is a very long almost rainless season from April to November. Almost all (85%) of the State's runoff occurs in the Kimberley, but because it occurs in violent floods and the insurmountable poverty of the generally shallow soils, the only development has taken place along the Ord River with an ambitious scheme that has only recently begun to pay off.

Snow is only a regular occurrence on the Stirling Range near Albany, as it is the only mountain range far enough south and with sufficient elevation. More rarely, snow can fall on the Porongurup Range. Snow outside these areas is a major event; it usually occurs in hilly areas of southwestern Australia. The most widespread low-level snow occurred on 26 June 1956 when snow was reported in the Perth hills, as far north as Wongan Hills and as far east as Salmon Gums. However, even in the Stirling Range, snowfalls rarely exceed 5 cm (2 in) and rarely settle for more than one day.[2]

Highest maximum temperature: 50.5 °C (122.9 °F), Mardie, Pilbara, 61.6 kilometres (38.3 mi) from Barrow Island, 19 February 1998

Lowest minimum temperature: -6.7 °C (19.9 °F), Booylgoo Springs, 187.3 kilometres (116.4 mi) from Meekatharra, 12 July 1969 [1]

[edit] History

Main article: History of Western Australia
Main article: Aboriginal History of Western Australia

John Forrest was the first Premier of Western Australia
John Forrest was the first Premier of Western Australia

The first inhabitants of Australia arrived from the north approximately 40,000 to 60,000 years ago. Over thousands of years they eventually spread across the whole landmass. These Indigenous Australians were well established throughout Western Australia by the time European ships started accidentally arriving en-route to Batavia (now Jakarta) in the early seventeenth century.

The first European to visit Western Australia was a Dutch explorer, Dirk Hartog who on 26 October 1616 landed at (what is now known as) Cape Inscription, Dirk Hartog Island. For the rest of the 17th century there were many other Dutch travellers who also, usually unintentionally, encountered the coast. By the late 1700s, British and French sailors had also begun to explore the Western Australian coast.

The origins of the present state began with the establishment of a British settlement at King George Sound in 1826 (later named Albany from 1832). The settlement was founded in response to concern about the possibility of a French colony being established on the coast of Western Australia.

In 1829, the Swan River Colony was established on the Swan River by Captain James Stirling. By 1832, the British settler population of the colony had reached around 1,500. The two separate townsites of the colony developed slowly into the port city of Fremantle and the Western Australian capital city Perth.

Population growth was very slow until significant discoveries of gold were made in the 1890s around Kalgoorlie.

In 1887, a new constitution including the right of self-governance was drafted and in 1890, the Act granting self-government for the colony was passed by the British House of Commons and assented to by Queen Victoria.

The colony eventually became a state of Australia on 1 January 1901.

[edit] People
Western Australia's capital city, Perth, on the Swan River, home to three quarters of the state's population
Western Australia's capital city, Perth, on the Swan River, home to three quarters of the state's population

The first inhabitants of what is now Western Australia were Indigenous Australians, from a wide variety of language and kin groups — for example, the Nyungah in the south west, the Wongai in the central Desert, the Malkana in Shark Bay. These groups retain significant presences throughout the state and, in some areas — e.g., the Kimberley — continue to form the majority of the local population.

Europeans began to settle permanently in 1826 when Albany was founded by the British to forestall French claims to the western third of the continent. Perth was founded as the Swan River Colony in 1829 by British and Irish settlers, though the outpost languished, eventually requesting convict labour to augment its population. Even with this, Western Australia did not receive significant flows of migrants from Britain, Ireland or elsewhere in the British Empire until the early twentieth century when local projects — such as the Group Settlement Scheme of the 1920s which encouraged farmers to settle the south west — increased awareness of Australia's western third as a destination for colonists. Western Australia also benefitted demographically from a mining boom in the Goldfields underpinned by interstate migration from the 1890s onward.

Led by migrants from the British Isles, Western Australia's population developed exponentially during the twentieth century, though at a much slower pace than other parts of Australia. Nonetheless, like the eastern states, Western Australia received large numbers of Italians, Yugoslavs and Greeks after the Second World War. Despite this, settlers from Britain have contributed the greatest number of migrants to this day, and Western Australia — particularly Perth — has the highest proportion of British-born of any state: 10.9 per cent in 2001, compared to a national average of 5.3 per cent. This group is heavily concentrated in certain parts of the metropolitan area such as Joondalup where they account for a quarter of the population.

In terms of ethnic groups, 2001 census data reveal that Western Australia is highly diverse: the largest single group was those reporting English ancestry or ethnicity, accounting for 733,783 responses (32.7 per cent), followed by "Australian" (presumably Anglo-Celtic) with 624,259 (27.8 per cent), Irish with 171,667 (7.6 per cent), Italian with 96,721 (4.3 per cent), Scottish with 62,781 (2.8 per cent), German with 51,672 (2.3 per cent) and Chinese with 48,894 responses (2.2 per cent). There were 58,496 Indigenous Australians in Western Australia in 2001, forming 3.1 per cent of the population.

In terms of birthplace, 32.9 per cent of the population were born overseas — far higher than the Australian average of 23.1 per cent. 10.9 per cent of West Australians were born in Britain, 2.4 per cent were born in New Zealand and 1.2 per cent were born in Italy.

Perth's metropolitan area had an estimated population of 1.50 million in 2006 which was almost three quarters of the state's population. The Perth metropolitan area has grown to include the port of Fremantle and the town of Rockingham. Other important or well-known centres include Mandurah (pop. 54,000), Bunbury, Kalgoorlie, Albany, Geraldton, Port Hedland and Broome, but these are all relatively small cities or towns.

[edit] Economy

See also: Mining in Western Australia

Kalgoorlie Super Pit, Australia's largest open-cut gold mine
Kalgoorlie Super Pit, Australia's largest open-cut gold mine

Western Australia has the highest per capita output of any Australian state, with an economy that has been largely based on the extraction and export of mining and petroleum commodities, especially, iron, alumina, natural gas, nickel and gold. Western Australia is a leading alumina extractor, producing more than 20% of the world's alumina. It is also the world's third-largest iron ore producer, producing around 15% of the world's total iron ore output. Western Australia also extracts up to 75% of Australia's 240 tonnes of gold. Diamonds are extracted at Argyle diamond mine in the North West. Coal is mined at Collie and used for domestic power production.

Western Australia's economy recently has benefited from an unprecedented amount of foreign demand for resources, particularly from China. This has contributed to strong GSP growth.[3] Perth has emerged as a significant administration centre for businesses in the mineral and oil and gas industries.

Agricultural exports are also important (amounting to approximately 3% of GSP), especially wheat, barley and sheep products such as wool and meat. Approximately 50% of Australia's live cattle exports come from WA. In recent years, tourism has grown in importance, with the majority of visitors coming from the United Kingdom and Ireland, Singapore, Japan and Malaysia.

Western Australia, with about 10% of Australia's population, has historically generated approximately 30% of Australia's export revenues, however the recent commodities boom has pushed this figure to now exceed 40%. The State now generates more export income than New South Wales and Victoria (Australia's two most populous states) combined. High incomes, strong corporate activity, lower unemployment, mineral revenue and a younger population mean that Western Australia provides a significant financial subsidy to all other states. The economic boom in Western Australia is so strong that a significant labour shortage has emerged. The state government has launched an appeal for more people to move to the growing state at www.gowestnow.com. Very high levels of job vacancies have emerged and unless skilled workers can be found, the state government fears that significant economic opportunities may be lost.

This boom has also caused a massive rise in property values. Average residential property increased in value by over 40% in 2006, however values have remained rather flat in 2007. Perth property is now the second most valuable in Australia behind Sydney. Large projects continue to fuel the economy and population growth continues to push rental prices up.

Significant refining and manufacturing industries are located within the state and are continuing to grow strongly with the state's booming economy. These include Liquified natural gas production mainly for export to Asia, Petro chemicals and fertilizer Production in the North West Shelf region. In September 2007, Hu Jintao, the President of China visited Western Australia and committed to the purchase of AUD$45 Billion worth of gas over a lengthy period. This is the largest export contract Australia has ever had.

A major heavy industrial area is located south of Perth at Kwinana. Oil Refining is conducted here along with an ironplant owned by Rio Tinto. Alumina and Nickel are also produced in Kwinana. Shipbuilding is conducted at Austal yards in Henderson south of Fremantle. Several heavy and light engineering and metal fabrication factories are located in Perth catering for the demands of the mining industry. Other light industries include cement and building product manufacturing, flour milling, food processing, animal feed production, automotive body building, printing and boat building.

Several major along with smaller specialised breweries are located mainly in Perth including Swan Brewery at Canning Vale, Carlton United Brewing at Mosman Bay others include Little Creatures Brewery in Fremantle and Gage Roads Brewery also Fremantle. Western Australia also has major wine producing regions in the South West located in the Margaret River region and Swan Valley. Several wineries produce wine for local consumption and international export.

Western Australia has a significant fishing industry that produces fish for local consumption and foreign export including Western Rock Lobsters, Prawns, Crabs, Shark and Tuna. Processing is conducted along the west coast. Whaling ceased at Albany in 1978.

Perth is a centre for banking and finance, and includes state head offices for all major banks, Commonwealth, National Australia Bank, Westpac and ANZ. It is also home to the Head Office of Woodside Petroleum and has major offices for Rio Tinto, BHP and Western Mining Corporation. Perth is Australia's main centre for mining and oil and gas administration. Several insurance companies have large offices in Perth including AXA, Aviva, AMP and SGIO.
Hay Street, Perth
Hay Street, Perth

Perth has the biggest retail sector in the state with retail outlets being found mainly in Hay, Murray and Wellington Streets. Several large shopping malls are located in the suburbs at Garden City, Karrinyup, Morley and Cannington. Department stores include Myer and David Jones. Fremantle is also a retail centre catering for local and tourist needs.

Retail trade is tightly regulated and there are strict restrictions on the hours that stores are allowed to open. Major stores are restricted to open between 8:00am and 6:00 p.m. weekdays except Thursdays in the suburbs where closing time is 9:00pm. On Saturdays stores are open from 8:00 am to 5:00pm. A referendum was held on 26 February 2005 on the issue of allowing weekday trading to 9pm and 6 hours of trade on Sundays; the referendum was defeated.[4]

Exemptions to this are granted for designated tourist precincts of the Perth city centre, Fremantle and major regional centres: these are allowed to trade on Sundays from 12:00pm until 5:00pm. The Perth City area has Friday night trading until 9:00pm.

[edit] Notable Western Australian private companies

* Alinta[5]
* Aquila Resources Limited[6]
* Australasian Resources Limited[7]
* Fortescue Metals Group[8]
* Multiplex[9]
* Wesfarmers[10]
* West Australian Newspapers[11]
* Woodside Petroleum[12]

[edit] Government

Main article: Government of Western Australia

Government House, Western Australia
Government House, Western Australia

Western Australia was granted self-government in 1889 with a bicameral House of Parliament, located in Perth, consisting of the Legislative Assembly (or lower house), which has 57 members; and the Legislative Council (or upper house), which has 34 members. Suffrage is universal and compulsory for Australian citizens residing in Western Australia over 18 years of age.

With the federation of the Australian colonies in 1901, Western Australia became a State within Australia's federal structure; this involved ceding certain powers to the Commonwealth (or Federal) government in accordance with the Constitution; all powers not specifically granted to the Commonwealth remained solely with the State, however over time the Commonwealth has effectively expanded its powers through increasing control of taxation and financial distribution.

Whilst the sovereign of Western Australia is the Queen of Australia (Queen Elizabeth II), and executive power nominally vested in her State representative the Governor (currently Ken Michael), executive power is effectively administered by the premier and ministers. The premier is Alan Carpenter and ministers are drawn from the party or coalition of parties holding a majority of seats in the lower house of Parliament, (currently Labor).

[edit] Secession

Main article: Secessionism in Western Australia

Secessionism has been a recurring feature of Western Australia's political landscape since shortly after European settlement in 1826. Western Australia was the most reluctant participant in the Commonwealth of Australia.[13]. Western Australia did not participate in the earliest federation conference. Longer term residents of Western Australia were generally opposed to federation, however the discovery of gold brought many immigrants from other parts of Australia. It was these residents, primarily in Kalgoorlie but also in Albany who voted to join the Commonwealth, and the proposal of these areas being admitted separately was considered.

In a referendum in April 1933, 68% of voters voted for the state to leave the Commonwealth of Australia with the aim of returning to the British Empire as an autonomous territory. The State Government sent a delegation to Westminster, but the British Government refused to intervene and therefore no action was taken to implement this decision.

For social and cultural reasons the concept of secession is unlikely to be seriously considered in the future, even though commentators occasionally raise the idea due to economic reasons.

[edit] Native species
The Black Swan is the state bird of Western Australia
The Black Swan is the state bird of Western Australia
The Kangaroo Paw is the Floral emblem of Western Australia
The Kangaroo Paw is the Floral emblem of Western Australia

[edit] Fauna

[edit] Birds

WA is home to around 540 species of birds (depending on the taxonomy used). Of these around 15 are endemic to the state. The best areas for birds are the south-western corner of the state and the area around Broome and the Kimberley.

[edit] Flora

Western Australia, in its south west region has some of the largest numbers of plant species for its area in the world. Prior to European settlers expanding agriculture, it is speculated that there were significant numbers of flower and plant species that were never described before they became extinct.

[edit] Algae

William Henry Harvey (1811 - 1866) published his magnificent five-volume Phycologia Australia which was issued in parts between 1858 and 1863. He earned the title of father of Australian Phycology. His main collection is in the herbarium of Trinity College Dublin (TCD)., there is also a large collection of his specimens in the Ulster Museum (BEL), Belfast.

[edit] Education

Education in Western Australia consists of one year of pre-school at age 5, followed by seven years of primary school education, ie Years 1 through 7. Students move into Year 8 at age 13 and five years of secondary education. The final two years of secondary education are currently changing to compulsory. All students who completed Year 10 in 2005 are now required to undertake further studies in yr 11. Students are required to complete the year in which they turn 16 (usually yr 11).

Commencing in 2008 all students will be required to complete 12 years of study before leaving school. Students will have the option to study at a TAFE college in their eleventh year or continue through high school with a vocational course or a specific University entrance course.

The major universities in Western Australia are the Curtin University, Murdoch University, Edith Cowan University, University of Notre Dame and the University of Western Australia.

[edit] Media

[edit] Print

Western Australia has two daily newspapers: the independent tabloid The West Australian, Countryman and The Kalgoorlie Miner. Also published is one Sunday tabloid newspaper, News Corporation's The Sunday Times. However, the interstate broadsheet publication The Australian is also available, although with sales per capita lagging far behind those in other states. With the advent of the Internet, other online publications from around the world are now easily accessible. Some, like the New South Wales based The Sydney Morning Herald and The Australian which provide free access to their sites, are becoming increasingly popular.

[edit] Television

Metropolitan Perth has six broadcast television stations;

* ABC WA. Produces nightly local news at 7pm. (digital & analogue) (callsign: ABW-2 Analog, ABW-12 Digital)
* SBS WA (digital & analogue) (callsign: SBS-28 Analog, SBS-29 Digital)
* Seven Network Perth. Produces weeknightly local news from 6pm - 7pm. (digital & analogue) (callsign: TVW-7 Analog, TVW-6 Digital)
* Nine Network Perth. Produces weeknightly local news from 6pm - 6.30pm. (digital & analogue) (callsign: STW-9 Analog, STW-8 Digital)
* Network Ten Perth. Airs weeknightly local news from 5pm - 6pm, however live from Sydney. (digital & analogue) (callsign: NEW-10 Analogue, NEW-11 Digital)
* Access 31. Community service channel. (analogue-only) (callsign: ATW-31)

In addition, two broadcasters operate digital multichannels:

* ABC2 (carried by ABW-12)
* SBS World News Channel (carried by SBS-29)

Regional WA has a similar availability of stations, with the exception of Access 31 in all areas but Bunbury and Albany. The metropolitans commercial stations are affiliated with:

* Golden West Network (GWN). Produces weeknightly local news from 5.30pm - 6pm, also airs Seven Perth news until 7pm) (analogue only) (callsign: SSW South West, VEW Goldfields/Esperance, GTW Central West, WAW Statewide)
* WIN Television WA. Produces weeknightly local news from 5:30pm - 6pm, however live from Wollongong. Also airs Nine Perth news from 6pm - 6:30pm. (analogue only) (callsign: WOW)

Pay TV services are provided by Foxtel, which acquired many of the assets and all the remaining subscribers of the insolvent Galaxy Television satellite service in 1998. Some metropolitan suburbs are serviced by Pay TV via cable; however, most of the metropolitan and rural areas can only access Pay TV via satellite.

[edit] Radio

The top five radio stations broadcasting in Perth include, (2005 ratings in descending order), Mix 94.5, 720 ABC, 96FM, NOVA 93.7FM and 6PRAM. The regional areas of the state have a number of local broadcasters, and the national broadcaster, the Australian Broadcasting Corporation (ABC) also has a presence in all regional centres. Across the state, there are over 380 FM broadcast transmitters. (See FM Online listing for WA).

[edit] Sport

Main article: Sport in Western Australia

A number of national or international sporting teams and events are based in the state, including:

* Football: The West Coast Eagles and The Fremantle Dockers
* Cricket: The Western Warriors
* Soccer: The Perth Glory
* Basketball: The Perth Wildcats
* Rugby Union: The Western Force
* Netball: The Perth Orioles

International events hosted by Western Australia include the Hopman Cup, the Perth Cup and the Red Bull Air Race.

[edit] See also
Wikimedia Commons has media related to:
Western Australia

* List of Western Australian towns
* List of highways in Western Australia
* List of statues in Western Australia

[edit] References

1. ^ Western Australian Museum - Sandgroper
2. ^ Snow in Western Australia: About Snow in WA, retrieved 4 February 2007
3. ^ 5220.0 Gross state product, Chain volume measures and current prices
4. ^ Referendum results in Western Australia. Western Australian Electoral Commission. Retrieved on 2007-04-14.
5. ^ Australian Securities Exchange entry for Alinta Retrieved 2007-01-26.
6. ^ Australian Securities Exchange entry for Aquila Resources Retrieved 2007-01-26.
7. ^ Australian Securities Exchange entry for Australasian Resources Retrieved 2007-01-26.
8. ^ Australian Securities Exchange entry for Fortescue Metals Group Retrieved 2007-09-05
9. ^ Australian Securities Exchange entry for the Multiplex Group Retrieved 2007-01-26.
10. ^ Australian Securities Exchange entry for Wesfarmers Retrieved 2007-01-26.
11. ^ Australian Securities Exchange entry for West Australian Newspapers Retrieved 2007-01-26.
12. ^ Australian Securities Exchange entry for Woodside Petroleum Retrieved 2007-01-26.
13. ^ Review Essay, New Federation History, Melbourne University Law Review www.austlii.edu.au

[edit] External links
Aerial view of Fremantle Harbour, a major port in WA
Aerial view of Fremantle Harbour, a major port in WA

* Official Western Australia site
* Tourism Western Australia

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List of United States insurance companies
From Wikipedia, the free encyclopedia
Jump to: navigation, search

This is a list of insurance companies in the United States. These are companies with strong national or regional presence.
This list is incomplete; you can help by expanding it.
Contents
[hide]

* 1 Auto Insurance
* 2 Disability Insurance
* 3 Expatriate Insurance
* 4 General Liability Insurance
* 5 Health Insurance
* 6 Life Insurance
* 7 Pet Insurance
* 8 Property and Casualty Insurance
* 9 Renter Insurance
* 10 Travel Insurance
* 11 Workers Compensation Insurance

[edit] Auto Insurance

* American National Insurance Company
* American Automobile Association
* AIG
* Allstate
* American Family Insurance
* Amica
* Auto-Owners Insurance
* California Casualty Insurance
* CapitalOne
* CarInsurance.com
* COUNTRY Insurance & Financial Services
* Cuna Mutual Group
* Electric Insurance Company
* Esurance
* Expatriate Insurance
* Farm Bureau Insurance
* Farmers Insurance
* Frankenmuth Mutual Insurance Company
* GAINSCO Auto Insurance
* GMAC Insurance
* Geico
* The General
* GuideOne
* The Hartford
* Hastings Mutual Insurance Company
* Infinity Auto Insurance Company
* Liberty Mutual
* Nationwide Insurance
* National Interstate
* Metropolitan Life Insurance Company
* OneBeacon Insurance Group
* Pemco
* Progressive
* Response Insurance
* Safeco
* Safeway Insurance Group
* Shelter Insurance Companies
* Solid Insurance Group
* State Farm Mutual Automobile Insurance Company
* The St. Paul Travelers Companies, Inc.
* Trustgard Insurance
* Unitrin Direct Auto Insurance
* Wawanesa (California)
* Westfield Insurance

[edit] Disability Insurance

* American Family Insurance
* Mutual of America
* Principal Financial Group
* Standard Insurance Company
* Unum
* Berkshire Life
* MetLife

[edit] Expatriate Insurance

Main article: Expatriate insurance

* Clements International

[edit] General Liability Insurance

* American Family Insurance

[edit] Health Insurance

* American National Insurance Company
* Aetna
* Aflac
* American Family Insurance
* American Medical Security Life Insurance Company
* Anthem
* Assurant
* Asuris Northwest Health
* Blue Cross and Blue Shield Association
* Celtic Insurance Co.
* CIGNA
* Coventry
* Continental General
* Fortis
* Golden Rule Insurance Company
* Group Health Inc.
* Group Health Cooperative
* Harvard Community Health Plan
* Health Net of Arizona
* Health Net of Oregon
* HealthPartners
* Health Plan of Nevada
* Humana Inc.
* Insurance Services of America
* Intermountain Health Care
* Kaiser Permanente
* LifeWise Health Plan of Arizona
* LifeWise Health Plan of Oregon
* LifeWise Health Plan of Washington
* Medica of Minnesota
* Medical Mutual
* Oxford Health Plans, Inc.
* Principal Financial Group
* Shelter Insurance Companies
* UNICARE
* UnitedHealthCare (UnitedHealth recently purchased Pacificare)
* Vista Healthplan of South Florida
* Wellpoint
* College Health IPA
* Acordia National

[edit] Life Insurance

* AAA d.b.a. Western United
* Aetna
* Alfa Life Insurance
* Allstate Insurance Company
* American Family Insurance
* American International Group
* American National Insurance Company
* Aon Corporation, formerly known as Combined Insurance Company of America
* Auto-Owners Insurance
* Bankers Life and Casualty Company
* Banner Life
* Farm Bureau Insurance
* Farmers Insurance
* Foresters
* Garden State Life Insurance Company
* Guardian Life Insurance Company
* Jackson National Life
* John Hancock Insurance, now a unit of Manulife Financial
* The Hartford
* Kansas City Life Insurance Company, Inc.
* Liberty NationalLife Insurance Company
* Mass Mutual Financial Group
* Metropolitan Life Insurance Company
* Minnesota Life Insurance Company
* Nationwide Insurance
* New York Life
* Northwestern Mutual Life Insurance Company
* Old Mutual
* Pacific Life Insurance
* Principal Financial Group
* Protective Life Corporation
* Prudential Financial
* RBC
* Sagicor USA, Inc., formerly known as American Founders Life
* Shenendoah
* The Standard (Also known as Standard Insurance Company)
* Shelter Life Insurance Company
* State Farm Insurance
* Thrivent Financial for Lutherans, product of merger between Lutheran Brotherhood & Aid Association for Lutherans
* Travelers Group, now somewhat part of Citigroup, other parts belong to The St. Paul Travelers Companies, Inc.
* West Coast[disambiguation needed]
* Western & Southern

[edit] Pet Insurance

Main article: Pet insurance

The following have as their primary business pet health insurance:

* ASPCA Pet Health Insurance [1]
* Pets Health Plan [2]
* Hartville Pet Insurance [3]
* PetCare [4]
* Global Pet Insurance [5]
* Pets Best Pet Insurance [6]
* Veterinary Pet Insurance [7]
* Embrace Pet Insurance [8]
* Petplan USA Pet Insurance [9]
* PetFirst Healthcare Pet Insurance [10]

[edit] Property and Casualty Insurance

* ACE USA
* Acuity
* Allstate
* Alfa Mutual Insurance
* American Family Insurance
* American National Property and Casualty
* American International Group
* Argonaut Group, Inc.
* Auto-Owners Insurance
* BISYS Commercial Insurance Services, Inc.
* Chubb Corporation
* Church Mutual
* Cincinnati Financial Corporation
* CNA Financial Corporation
* Farm Bureau Insurance
* Farmers Insurance
* Fireman's Fund Insurance Company
* FM Global
* Frankenmuth Mutual Insurance Company
* Great American Insurance Company
* The Hartford
* Hastings Mutual Insurance Company
* Harleysville Insurance Company
* Infinity Property & Casualty
* Liberty Mutual
* Manulife Financial
* Markel Corporation
* Nationwide Insurance
* OneBeacon Insurance Group
* Philadelphia Insurance
* The St. Paul Travelers Companies, Inc.
* Safeway Insurance Group
* Secura
* Sentry Insurance
* Shelter Insurance Companies
* State Farm Insurance
* Southern Farm Bureau
* Union Standard Insurance
* Wausau Insurance Companies
* West Bend Mutual Insurance Company
* Westfield Insurance
* Zenith Insurance Company
* Zurich North America
* Island Insurance

[edit] Renter Insurance

* American Family Insurance
* Balboa Insurance

[edit] Travel Insurance

Main article: Travel insurance

* American Family Insurance
* ASSIST-CARD

[edit] Workers Compensation Insurance

* Accident Fund Insurance Company of America
* Frankenmuth Mutual Insurance Company
* Missouri Employers Mutual
* Summit Holdings
* Zenith Insurance Company

# posted by lockat @ 12:22 AM 0 Comments

List of United States insurance companies

Guardian Life Insurance Company of America
From Wikipedia, the free encyclopedia
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This article does not cite any references or sources. (December 2006)
Please help improve this article by adding citations to reliable sources. Unverifiable material may be challenged and removed.
Guardian Life Insurance Company of America
Image:GLICoA Logo.gif
Type Mutual
Founded 1860
Headquarters New York, New York, USA
Key people Dennis J. Manning, President and CEO
Industry Insurance: Life & Health
Revenue $7.396 Billion USD (2005)
Net income $375 Million USD (2005)
Employees 5,000 (12/31/06)
Slogan Enriching the lives of people we touch.
Website www.guardianlife.com

The Guardian Life Insurance Company of America (GLICOA) is a Fortune 1000 company founded in 1860 in New York, New York. It is the fourth largest mutual life insurance company in the United States of America.

[edit] Current Business

Guardian has more than 5000 employees and more than 2,900 financial representatives, working through 12 affiliate companies and subsidiaries. Guardian has nearly three million customers who hold the company's individual life and disability income insurance and investments products (such as variable annuities, mutual funds, stocks and bonds). It also has another five million customers covered by its employee benefits, including life, health and dental insurance; pension plans; and 401(k) products. For the fiscal year 2005, the company reported $7.4 billion in sales and $24.8 billion in assets.

[edit] History

Guardian founder Hugo Wesendonck, a German civil rights lawyer, participated in the 1848-49 revolution and helped draft a constitution for a united Germany. Accused of treason, he fled post-revolution Europe and landed in the U.S. With start-up funds from fellow German refugees, he opened Germania Life Insurance Company in 1860 on Wall Street in New York, to cover the growing number of German immigrants arriving on American shores. Two years later, he opened a branch in San Francisco and, later, across the country, reaching territories like Colorado, New Mexico and the Dakotas.

In 1911 the company set up headquarters in New York City's Union Square. In 1917, the company changed its name to Guardian, in response to a break with the fatherland after WWI. In 1999 Guardian relocated back to the Wall Street area (7 Hanover Square), after branching out into financial services.

# posted by lockat @ 12:15 AM 0 Comments

auto insurance quote

ere`s a brief summary of what you`re about to read, the article here before you is an instruction manual with relevance to the matter of inexpensive auto insurance quote field - it will possibly give you a detailed tailored tip in every situation that is related tot his matter.
To ensure that every American has and also can have the financial wherewithal to acquire motor vehicle ins, the authorities in one U.S. state have introduced a new internet auto insurance plan for low income residents. This program is likely to help deal with the number of drivers carrying no insurance out there on the streets, while cutting down on the financial encumbrance that several cars insure firms and drivers who`ve bought insurance have been feeling as a result of the fairly large number of uninsured vehicles using the streets.

Under the provisions of the law, the state`s residents have to be covered for a minimal sum of $ 15,000 for each individual for bodily injury liability coverage (the portion of the policy that covers injuries the policyholder causes to someone else), $30,000 per encounter, and 5 thousand dollars for property damage. These are reasonable insurance limits, but ones that are often accompanied with higher online automobiles insurance fees - resulting in financial tension for a number of residents that lack the financial wherewithal to spend on purchasing online vehicle ins.

By rolling out this program, the state is making every attempt to ensure that on line cars coverage is reasonably priced and equally accessible for all drivers, irrespective of their income level. As it stands, the new low cost auto online insure scheme provides a slimmed down variety of the ongoing program, permitting certified drivers to carry 10 thousand dollars for each person to take care of liability coverage arising from bodily injury, 20 thousand dollars for each incident, and 3 thousand dollars to take care of property damage.

To be able to qualify for this streamlined rate motor vehicle assurance on-line plan, the potential insurer must have a good driving record, reside in one of the counties included in the program, the family`s total annual earnings should be 250% or less of the federal poverty level (FPL), and the worth of their car can`t be more than 20 thousand dollars. To see a comprehensive catalog of the federal poverty income levels, and to view the qualifying levels of income, you may search on the Internet.

So as to qualify as drivers of good standing, car owner are necessarily required to comply with the following norms:

1. Be 19 years of age or older and have been a regular driver for a minimum of three successive years
2. The drivers must have no record of vehicle code felony or any driving violation (even if only a misdemeanor) charges entered into their driving profile
3. Mustn`t have any record of an at-fault accident entailing physical harm or death in the last three years
4. Must not have more than a single insurance claim for property damages only, wherein they were responsible or one point for committing a moving violation (any violation of the law while the vehicle was in motion) during the past 3 years
5. Must not be a college student claimed as a dependent for federal or state income tax purposes
6. Cannot have an ongoing liability insurance agreement (to protect the insured from the financial consequences of damages claimed by third parties) for any other automobile or vehicle
7. Must show they`ve been uninterruptedly licensed for 1½ years within the USA or Canada, when earlier issued a license in a country other than the U.S.

The price of the online auto insurance plan differs on a case-by-case basis, based on their place of residence and also on if drivers avail of the option to add medical payments coverage (that pays the medical cost to an injured party regardless of whether the insured is legally liable) to their motor vehicle insure contract. Aside from the non-adjustable interest rates, there is an additional 25 % surcharge levied on bachelors between the ages of 19 and 24, since statistics demonstrate that this age group is responsible for the more accidents than any other age group.

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A research study on online auto insurance, that was published recently, points out that interest rates are still on the rise, but you can minimize your financial pain when you go `window shopping` for the best insurance. online autos ins rates regarding the same sort of insurance coverage might vary by 100s of dollars, and that tells one that it is a smart move to look at what`s available and weigh the comparative benefits.

See that you`ve got a minimum of three estimates. Use all available strategies in order to zero in on the most beneficial financial terms and operative conditions, such as checking out a variety of internet auto insurance sites on the internet, phoning carriers, and discussing things friends. A bump-up of the comp. and/or collusion deductible is among the simplest ways to lower your automobiles coverage bill. Raising your deductible could save a consumer about 15% to 20% on comp. and/or collision coverage fees. However, as a precautionary measure, just make sure you have the finances to be able to cough up the deductible in the event of a car crash or other accident or claim.

Here is one more cost-cutting clue that may be of use to policy owners - they can avoid paying a fairly tidy sum of money if they choose to stop comprehensive/collision coverages on their comparatively older automobiles. auto online insure costs must borne in mind at the time one is window shopping for a car, whether new or used. The car you finally decide on is going to have a lot to do with the amount of money that you will pay to acquire online motor vehicle insur. Factors, such as garage bills for repairs, the likelihood of car theft, besides a vehicle`s all-in-all safety profile, may well collectively influence the total cash sum you have to spend to obtain car coverage online. In case you don`t have the financial means to get sufficient coverage, you shouldn`t get that particular car.

It is significant to remember that a lot of insurance providers give customers rate reductions for vehicle safety features that lower the possibility of physical injury or of the vehicle being stolen, like airbags (which lessen the shock of impact during a collision), anti-lock brakes (or ABS), and anti-theft gadgets. For instance, consider steering wheel locking devices as well as car alarms that signal the owner about intrusive activity and that would be very effective `hands off!` signals to potential vehicle thieves. Most insurance companies are bound to appreciate their value and so agree to a discount for your cars coverages on line payments.

Having a number of vehicles and adding the names of all occasional drivers on your policy typically supplies opportunities to get rate reductions, as well as can defensive driving courses (that address the importance of attitude in preventing accidents and reinforce good driving skills), along with AAA membership. Good driving records save money in due course. Those who have flawless drivers` profiles, -- i.e. the absence of at-fault accidents or moving violations, will get to spend less on automobiles coverage online than those with damaged driving records.

Credit histories are a significant evaluating element for the majority of motor vehicle insurence online firms. There is convincing statistics-supported verification provided by many studies suggesting that policyowners who`ve got healthy credit generally tend to attend to potential problems with the car`s functioning -- that might result in damages or losses, such as tending to a leaky roof, or fixing a damaged water pipe, or replacing damaged auto brakes -- before these potential risks do take place, causing expensive claims for damages. Just one more motive to have a good credit ranking.

As mentioned earlier, do remember to shop around. To give a further incentive to your initiative to locate the best motor vehicleinsurance scheme, be sure to shop around for the establishment that works best for you. For all you know, there just may be some other company in cyberspace that better matches your profile. Because rates can differ by sums amounting to hundreds of dollars, it`s indeed worth a bit of time to make sure you get the best terms you can.

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While studying the textual corpus above regarding the inexpensive auto insurance quotes topic you saw how very easy plus uncomplicated it really can be.

Do you assume that you will know an adequate amount from reading this inexpensive auto insurance comparison publication to assist you concerning the subject above?

Shopping around is the No. One means of saving wealth on online motor vehicle insure. Are you certain you are receiving the best insurance package available with your current vehicle assurance on-line company? Lots of men and women find it simple to stay put with the current insurance company for numerous months, yet don’t realize they have the possibility to save lots of money each and every month by weighing estimates from numerous vehicle insurance carriers. You should weigh no less than 2 times a year to find out if you are finding the most excellent automobile insurance package achievable. Following are 5 additional important reasons to look all over:

You have just relocated. Leaving is always an anxiety-provoking time; a lot of money to be used, data to revise, packing and moving vehicles to arrange, et cetera. However, in this high-priced period of your lifetime, there is a minimum of one thing you can attempt to get rid of a number of financial outlays -- study all options to find online car insurance costs. Are you expending an excessive amount for your carinsurance? Your brand new address makes this the precise time to learn, given that vehicle insurance prices may change at the time you relocate, and you are required to bring up-to-date your auto insurance coverage anyway. Why could your auto insurance rates change for your newly acquired home address? Because car insurance prices in different locales are not the same because of a number of reasons. For instance, automobile coverage online fees within nonurban locations are nearly every time lower than insurance prices in huge metropolitan centers. Vehicle wrecks are inclined to come about much more frequently within gigantic cities, because of the number of automobiles on the roads.

You may be relocating to a new state, and your present inexpensive auto insurance company might not be an approved auto insurance representative in that particular state, or in case they are, the automobile insurance rates they offer might be a great deal more costly. Certain states have more expensive vehicle insurance prices than others because of the percent of insurance coverage requests filed. You’ve acquired a new automobile. There are a whole lot of options to consider at the time you are thinking about obtaining the latest auto; which type you want to obtain, what periodic payments you can afford, what options are very valuable to you, et cetera. Still, one point just about all men and women don`t think of is to check the brand new auto’s insurance prices. If you’re making a decision among a lot of different makes and models, compare insurance prices intended for all. The majority of car dealerships require proof of online auto insurance on the automobile before they let you to take it off the lot.

cars assurance on-line charges vary a lot between cars. If the automobile is not dangerous and performs well during collision exams, is not often taken and has particular safety or antitheft options, it’ll most often cost less to protect. If the vehicle is superficially attractive, has a record of being often stolen or otherwise is more costly to repair, you can bet your motor vehicle insure costs will be more costly. You’ve only now been joined in matrimony. It’s an exhilarating moment in your life, and not an event that you may care to think about matters like auto insurance. But, after investing all that cash for your marriage &/or wedding trip, why not find out if you are able to avoid paying a certain amount of cash by consolidating your automobiles coverage policies? Just about all vehicle insurance carriers offer lower premiums if you insure more than one car on the same automobile insurance policy.

You’ve just retired, changed careers, etc. Retirement is many times a good period to review your vehicle insurance policy plan. Several motor vehicle online insure providers offer lower premiums to motor vehicle operators 55 and greater. In addition consider if you have other discounts which are at the present suitable, for instance a scholar with good scores on your policy, a car that is hardly ever operated (which could denote a low mileage discount), or if you or one more driver on your insurance policy have changed occupations to something like an engineer, a scientist, a mathematician, an instructor, or a member of the military. A great number of automobile insurance companies give lower rates to individuals having these jobs. Price reductions differ from insurance corporation to insurance corporation, so do not forget to look all over and find out who can offer you the lowest car insurance prices for your individual circumstances.

You only believe your auto insurance rates are much too high priced. Have you ever been having a conversation with a pal or colleague concerning online autos ins fees and realized that they were charged much less than you? While vehicle insurance rates can differ from consumer to consumer as a result of multiple variables, you actually could be spending an excessive amount for your automobiles online insure. What is the sole means to discover it? Through looking around and weighing auto insurance rates. This body of writing has presented you all that you may benefit from with the theme of "inexpensive auto insurance comparison", now attempt and implement a number of this company`s recommendations if you want to attain it.

# posted by lockat @ 12:11 AM 0 Comments

life insurance quote

Why term life insurance
The following text answers a few of the most common questions about term life insurance and provides some additional information to assist you. For more helpful reading, visit our term life insurance FAQ page.

What is the definition of term life insurance?
The definition of term life insurance coverage is best explained as “pure protection.” Like car insurance, you select a coverage period and benefit amount. Simply put, if you die while your policy is in effect and all of the required premiums have been paid up to that point, your beneficiaries receive exactly the benefit amount you selected. It's simple and practical. You get exactly what you pay for.

Can I define term life insurance coverage amounts and length of coverage for my specific needs?
Yes, you can define term life insurance coverage and length of term according to your needs. Term life insurance is often considered to be the appropriate coverage for instances where estate creation is needed because it is designed for a specific period of need (i.e. the number of years left on a home mortgage or business loan, or until your children are through college and no longer dependent upon your income or assets). And, since term life insurance costs are so competitive, you can purchase the amount of protection required to help meet all of your specific goals.

The benefits of term life insurance
Term life insurance coverage is pure protection. Like car insurance, you select a coverage period and benefit amount. Simply put, if you die while your policy is in effect and all of the required premiums have been paid up to that point, your beneficiaries receive exactly the benefit amount you selected. It's simple and practical. You get exactly what you pay for.

Term life insurance is often considered to be the appropriate coverage for instances where estate creation is needed because it is designed for a specific period of need (i.e. the number of years left on a home mortgage or business loan, or until your children are through college and no longer dependent upon your income or assets). And, since term life insurance costs are so competitive, you can purchase the amount of protection required to help meet all of your specific goals.

What we offer
Matrix Direct is an appointed agent for nine highly-rated insurance companies, depending on your state. Policies are competitively priced and easy to apply for. Our salaried representatives are licensed insurance professionals who provide the term life insurance information and personal service you need to make informed decisions. Click here to request a quote »

Why we're different
We created Matrix Direct because people told us there had to be a better way to obtain term life insurance information and to secure important life insurance protection - a way that is simple, straightforward and convenient.

We've chosen nine highly-rated insurance companies to represent, depending on your state, in order to provide our customers with a range of options.

Getting started
Matrix Direct makes finding a life insurance policy simple. Call us toll-free or request a quote online. One of our professional, licensed insurance agents will answer your questions and help you find the term life insurance coverage you are seeking at a price that works with your budget. We'll take care of all the details of the application process and even arrange for the required medical exam, all at no cost to you! Our goal? Peace of mind to last you a lifetime.

Call us toll-free at 800-914-8376, or...

Click here to request a life insurance quote online.

Insurance quotes:
Term life quotes · Life insurance quotes · Additional products

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PRIVACY POLICY | TERMS & CONDITIONS | AGENCY NAME & LICENSE INFO | IMPORTANT INFORMATION

*Matrix Direct, Inc., Matrix Direct Insurance Services, Matrix Direct Insurance Agency, Inc., Ronald J. Harris or Ronald John Harris. Rates current as of 04/07, Preferred Plus Underwriting Class, Policy Form #07007, issued by American General Life Insurance Company. (American General Life), Houston, Texas, a member of American International Group, Inc. Medical examination required. Premiums increase at the end of the guaranteed term if policy is renewed. Premiums for other rate classes, ages, and payment plans are available upon request. Death Benefit remains level and is payable in lump sum, or installments, if so elected. The Insurance Company may contest the policy for two years from date of policy issue for material misstatements or omissions on the application. Death benefit payable from any cause except suicide within first two policy years. In the event of suicide in the first two years, policy is limited to return of premium paid. The underwriting risks, financial obligations and support functions associated with the products issued by American General Life are its responsibility. American General Life is responsible for its own financial condition and contractual obligations. American General Life does not solicit business in the state of New York. Policies and riders are not available in all states. In New York State, term life insurance is available through The United States Life Insurance Company in the City of New York, Policy Form #07007N. "Save up to 75%" calculated as compared to Western Southern Life Assurance Company, (Preferred Plus Non-Smoker) Policy Form Number 9912-307 WAS, as of August 15, 2007.

©2007 Matrix Direct Insurance Services. Life insurance services are available through Matrix Direct, Inc. Not available in some states, including but not limited to South Dakota.
04-2748

Ron Harris, Licensed Agent CA #0B57619. Auto, pet and health insurance services and information are provided by marketing associates of Matrix Direct, Inc. Marketing associates are responsible for the content of their websites and may have privacy policies which differ from those of Matrix Direct. Matrix Direct, Inc. is a wholly owned subsidiary of American General Life Insurance Company and an affiliate of The United States Life Insurance Company in the City of New York, both member companies of American International Group, Inc.

# posted by lockat @ 12:10 AM 0 Comments

Tuesday, November 20, 2007

Term Life Insurance Quote

A term life insurance quote is an estimate of the price of a term life insurance policy. Insurance companies offer prospective customers a term life insurance quote when the customers are shopping around for a life insurance policy. Of course, that term life insurance quote is only an estimate that may change once the insurance company actually writes the buyer’s policy. A term life insurance quote may be based on several factors, including the amount of insurance and the length and type of policy a buyer needs. Other factors that a term life insurance quote may be based on are personal factors such as the buyer’s age, height, weight, use of nicotine, and general health condition. People thinking about buying life insurance should get a term life insurance quote from several different companies and compare each term life insurance quote. The Internet can be a good place to get a term life insurance quote from many companies at once.

# posted by lockat @ 11:48 PM 0 Comments

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