Wednesday, November 21, 2007
life insurance quote
Why term life insurance
The following text answers a few of the most common questions about term life insurance and provides some additional information to assist you. For more helpful reading, visit our term life insurance FAQ page.
What is the definition of term life insurance?
The definition of term life insurance coverage is best explained as “pure protection.” Like car insurance, you select a coverage period and benefit amount. Simply put, if you die while your policy is in effect and all of the required premiums have been paid up to that point, your beneficiaries receive exactly the benefit amount you selected. It's simple and practical. You get exactly what you pay for.
Can I define term life insurance coverage amounts and length of coverage for my specific needs?
Yes, you can define term life insurance coverage and length of term according to your needs. Term life insurance is often considered to be the appropriate coverage for instances where estate creation is needed because it is designed for a specific period of need (i.e. the number of years left on a home mortgage or business loan, or until your children are through college and no longer dependent upon your income or assets). And, since term life insurance costs are so competitive, you can purchase the amount of protection required to help meet all of your specific goals.
The benefits of term life insurance
Term life insurance coverage is pure protection. Like car insurance, you select a coverage period and benefit amount. Simply put, if you die while your policy is in effect and all of the required premiums have been paid up to that point, your beneficiaries receive exactly the benefit amount you selected. It's simple and practical. You get exactly what you pay for.
Term life insurance is often considered to be the appropriate coverage for instances where estate creation is needed because it is designed for a specific period of need (i.e. the number of years left on a home mortgage or business loan, or until your children are through college and no longer dependent upon your income or assets). And, since term life insurance costs are so competitive, you can purchase the amount of protection required to help meet all of your specific goals.
What we offer
Matrix Direct is an appointed agent for nine highly-rated insurance companies, depending on your state. Policies are competitively priced and easy to apply for. Our salaried representatives are licensed insurance professionals who provide the term life insurance information and personal service you need to make informed decisions. Click here to request a quote »
Why we're different
We created Matrix Direct because people told us there had to be a better way to obtain term life insurance information and to secure important life insurance protection - a way that is simple, straightforward and convenient.
We've chosen nine highly-rated insurance companies to represent, depending on your state, in order to provide our customers with a range of options.
Getting started
Matrix Direct makes finding a life insurance policy simple. Call us toll-free or request a quote online. One of our professional, licensed insurance agents will answer your questions and help you find the term life insurance coverage you are seeking at a price that works with your budget. We'll take care of all the details of the application process and even arrange for the required medical exam, all at no cost to you! Our goal? Peace of mind to last you a lifetime.
Call us toll-free at 800-914-8376, or...
Click here to request a life insurance quote online.
Insurance quotes:
Term life quotes · Life insurance quotes · Additional products
Free information:
Glossary of life insurance · Insurance calculator · Life insurance articles
PRIVACY POLICY | TERMS & CONDITIONS | AGENCY NAME & LICENSE INFO | IMPORTANT INFORMATION
*Matrix Direct, Inc., Matrix Direct Insurance Services, Matrix Direct Insurance Agency, Inc., Ronald J. Harris or Ronald John Harris. Rates current as of 04/07, Preferred Plus Underwriting Class, Policy Form #07007, issued by American General Life Insurance Company. (American General Life), Houston, Texas, a member of American International Group, Inc. Medical examination required. Premiums increase at the end of the guaranteed term if policy is renewed. Premiums for other rate classes, ages, and payment plans are available upon request. Death Benefit remains level and is payable in lump sum, or installments, if so elected. The Insurance Company may contest the policy for two years from date of policy issue for material misstatements or omissions on the application. Death benefit payable from any cause except suicide within first two policy years. In the event of suicide in the first two years, policy is limited to return of premium paid. The underwriting risks, financial obligations and support functions associated with the products issued by American General Life are its responsibility. American General Life is responsible for its own financial condition and contractual obligations. American General Life does not solicit business in the state of New York. Policies and riders are not available in all states. In New York State, term life insurance is available through The United States Life Insurance Company in the City of New York, Policy Form #07007N. "Save up to 75%" calculated as compared to Western Southern Life Assurance Company, (Preferred Plus Non-Smoker) Policy Form Number 9912-307 WAS, as of August 15, 2007.
©2007 Matrix Direct Insurance Services. Life insurance services are available through Matrix Direct, Inc. Not available in some states, including but not limited to South Dakota.
04-2748
Ron Harris, Licensed Agent CA #0B57619. Auto, pet and health insurance services and information are provided by marketing associates of Matrix Direct, Inc. Marketing associates are responsible for the content of their websites and may have privacy policies which differ from those of Matrix Direct. Matrix Direct, Inc. is a wholly owned subsidiary of American General Life Insurance Company and an affiliate of The United States Life Insurance Company in the City of New York, both member companies of American International Group, Inc.
The following text answers a few of the most common questions about term life insurance and provides some additional information to assist you. For more helpful reading, visit our term life insurance FAQ page.
What is the definition of term life insurance?
The definition of term life insurance coverage is best explained as “pure protection.” Like car insurance, you select a coverage period and benefit amount. Simply put, if you die while your policy is in effect and all of the required premiums have been paid up to that point, your beneficiaries receive exactly the benefit amount you selected. It's simple and practical. You get exactly what you pay for.
Can I define term life insurance coverage amounts and length of coverage for my specific needs?
Yes, you can define term life insurance coverage and length of term according to your needs. Term life insurance is often considered to be the appropriate coverage for instances where estate creation is needed because it is designed for a specific period of need (i.e. the number of years left on a home mortgage or business loan, or until your children are through college and no longer dependent upon your income or assets). And, since term life insurance costs are so competitive, you can purchase the amount of protection required to help meet all of your specific goals.
The benefits of term life insurance
Term life insurance coverage is pure protection. Like car insurance, you select a coverage period and benefit amount. Simply put, if you die while your policy is in effect and all of the required premiums have been paid up to that point, your beneficiaries receive exactly the benefit amount you selected. It's simple and practical. You get exactly what you pay for.
Term life insurance is often considered to be the appropriate coverage for instances where estate creation is needed because it is designed for a specific period of need (i.e. the number of years left on a home mortgage or business loan, or until your children are through college and no longer dependent upon your income or assets). And, since term life insurance costs are so competitive, you can purchase the amount of protection required to help meet all of your specific goals.
What we offer
Matrix Direct is an appointed agent for nine highly-rated insurance companies, depending on your state. Policies are competitively priced and easy to apply for. Our salaried representatives are licensed insurance professionals who provide the term life insurance information and personal service you need to make informed decisions. Click here to request a quote »
Why we're different
We created Matrix Direct because people told us there had to be a better way to obtain term life insurance information and to secure important life insurance protection - a way that is simple, straightforward and convenient.
We've chosen nine highly-rated insurance companies to represent, depending on your state, in order to provide our customers with a range of options.
Getting started
Matrix Direct makes finding a life insurance policy simple. Call us toll-free or request a quote online. One of our professional, licensed insurance agents will answer your questions and help you find the term life insurance coverage you are seeking at a price that works with your budget. We'll take care of all the details of the application process and even arrange for the required medical exam, all at no cost to you! Our goal? Peace of mind to last you a lifetime.
Call us toll-free at 800-914-8376, or...
Click here to request a life insurance quote online.
Insurance quotes:
Term life quotes · Life insurance quotes · Additional products
Free information:
Glossary of life insurance · Insurance calculator · Life insurance articles
PRIVACY POLICY | TERMS & CONDITIONS | AGENCY NAME & LICENSE INFO | IMPORTANT INFORMATION
*Matrix Direct, Inc., Matrix Direct Insurance Services, Matrix Direct Insurance Agency, Inc., Ronald J. Harris or Ronald John Harris. Rates current as of 04/07, Preferred Plus Underwriting Class, Policy Form #07007, issued by American General Life Insurance Company. (American General Life), Houston, Texas, a member of American International Group, Inc. Medical examination required. Premiums increase at the end of the guaranteed term if policy is renewed. Premiums for other rate classes, ages, and payment plans are available upon request. Death Benefit remains level and is payable in lump sum, or installments, if so elected. The Insurance Company may contest the policy for two years from date of policy issue for material misstatements or omissions on the application. Death benefit payable from any cause except suicide within first two policy years. In the event of suicide in the first two years, policy is limited to return of premium paid. The underwriting risks, financial obligations and support functions associated with the products issued by American General Life are its responsibility. American General Life is responsible for its own financial condition and contractual obligations. American General Life does not solicit business in the state of New York. Policies and riders are not available in all states. In New York State, term life insurance is available through The United States Life Insurance Company in the City of New York, Policy Form #07007N. "Save up to 75%" calculated as compared to Western Southern Life Assurance Company, (Preferred Plus Non-Smoker) Policy Form Number 9912-307 WAS, as of August 15, 2007.
©2007 Matrix Direct Insurance Services. Life insurance services are available through Matrix Direct, Inc. Not available in some states, including but not limited to South Dakota.
04-2748
Ron Harris, Licensed Agent CA #0B57619. Auto, pet and health insurance services and information are provided by marketing associates of Matrix Direct, Inc. Marketing associates are responsible for the content of their websites and may have privacy policies which differ from those of Matrix Direct. Matrix Direct, Inc. is a wholly owned subsidiary of American General Life Insurance Company and an affiliate of The United States Life Insurance Company in the City of New York, both member companies of American International Group, Inc.
# posted by lockat @ 12:10 AM 
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